Welcome to **AB's StocksHub Securities Private Limited** ("**StocksHub**"). By accessing or using our website (www.stockshub.in) and our services, you agree to comply with and be bound by the following Terms and Conditions. Please read them carefully. If you do not agree with any part of these Terms and Conditions, you must not use our website or services.
## 1. **General Information**
1.1. **Legal Entity**: The website www.stockshub.in and all associated services are owned and operated by **AB's StocksHub Securities Private Limited**, a company incorporated under the laws of India with its registered office at 201, Gokulam Arcade, Nr Rise On Plaza, Sarthana Jakatnaka, Surat - 395006.
1.2. **Services Offered**: StocksHub provides stock market-related education, including but not limited to:
- Offline and online training courses
- Stock market research and analysis
- Guidance for opening Demat accounts
- Systematic Investment Plan (SIP) guidance
- Portfolio management guidance
- Investment strategies and stock market tools
## 2. **Eligibility**
2.1. **User Requirements**: You must be at least 18 years of age to enroll in our training courses, open a Demat account through StocksHub, or engage in any financial or investment-related service provided on this website.
2.2. **Account Responsibility**: Users are responsible for maintaining the confidentiality of their account login details and for all activities that occur under their account.
## 3. **Training Services**
3.1. **Offline and Online Training**: StocksHub offers both offline (in-person) and online (mobile app or website-based) training programs. Course durations, content, and schedules may vary and are detailed in the respective program descriptions on our website.
3.2. **Course Fees**: All fees for our courses, including offline, online, and mobile app training, must be paid in full at the time of enrollment unless specified otherwise. Fees once paid are non-refundable, except under conditions specified in our refund policy (see Section 8).
3.3. **Access to Online Content**: Users purchasing online courses will be granted access to course materials for the specified access period. Any unauthorized sharing or duplication of course materials is strictly prohibited.
## 4. **Investment Guidance Services**
4.1. **SIP and Portfolio Guidance**: StocksHub offers SIP guidance, portfolio and stock performance reviews. These services are provided by certified NISM research analysts. All recommendations provided by our experts are for educational purposes only and should not be considered as personalized financial advice.
4.2. **Liability**: StocksHub will not be liable for any losses or damages resulting from decisions made based on the advice or information provided through our guidance services.
## 5. **Demat Account Services**
5.1. **Demat Account Opening**: StocksHub acts as a sub-broker for **Angel One** and assists users in opening Demat and trading accounts. All account opening processes are subject to the terms and conditions of Angel One.
5.2. **Free Demat Account**: Certain promotional offers may include free Demat account opening. However, account holders must comply with the regulations set by Angel One and ensure proper KYC documentation.
## 6. **Intellectual Property**
6.1. All content available on www.stockshub.in, including but not limited to text, graphics, logos, videos, and course materials, is the intellectual property of AB's StocksHub Securities Pvt Ltd or its licensors. Unauthorized reproduction, distribution, or transmission of any content is strictly prohibited.
## 7. **Privacy Policy**
7.1. Our Privacy Policy governs the use of any personal information collected from users on our website. By using our services, you consent to the collection and use of your personal information as outlined in the Privacy Policy.
## 8. **Refund Policy**
8.1. **Training Programs**: Refunds for offline and online training programs are not provided unless StocksHub cancels the course or there is a justifiable reason, such as a technical failure for online programs.
8.2. **Guidance Services**: Fees paid for guidance sessions (SIP guidance, portfolio reviews, etc.) are non-refundable.
## 9. **Disclaimers**
9.1. **Educational Purposes**: All training courses and guidance services provided by StocksHub are intended solely for educational purposes. We do not guarantee any profits or specific outcomes from stock market investments.
9.2. **No Financial Advice**: StocksHub is not a financial advisor, and the information provided in training courses, guidance sessions, or through the website does not constitute personalized financial advice.
## 10. **Limitation of Liability**
10.1. StocksHub will not be liable for any direct, indirect, incidental, consequential, or punitive damages arising from your use of our website, services, or reliance on any content or guidance provided.
## 11. **Changes to Terms and Conditions**
11.1. StocksHub reserves the right to update or modify these Terms and Conditions at any time. Any changes will be effective immediately upon posting on the website. Your continued use of the website and services after the posting of any changes constitutes your acceptance of the revised Terms and Conditions.
## 12. **Governing Law and Jurisdiction**
12.1. These Terms and Conditions are governed by and construed in accordance with the laws of India. Any disputes arising out of or in connection with these terms shall be subject to the exclusive jurisdiction of the courts in Surat, Gujarat.
## 13. **Contact Information**
For any queries regarding these Terms and Conditions or our services, you can contact us at:
**AB's StocksHub Securities Private Limited**
201, Gokulam Arcade, Nr Rise On Plaza,
Sarthana Jakatnaka, Surat - 395006
Phone: +91 7778841377
Email: info@stockshub.in
By using www.stockshub.in, you agree to these Terms and Conditions. Thank you for choosing AB's StocksHub Securities Pvt Ltd for your stock market education and services.